At a 6.44% 30-year mortgage, the monthly payment on a typical $520,656 home runs about 22.4% of a local paycheck. That is near the bottom of the region, behind 84% of peers, so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 84% proficiency across reading and math (enrollment-weighted across every district), and 58% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 100% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.64% of value, roughly $8,559 a year on a typical home. Against peers that is near the bottom of the region, behind 97% of peers, so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.5% (BLS, latest month), and the job base is +0.5% year over year; typical worker earnings run $64,964. On economic vitality that is above average, ahead of 72% of peers, which lifts both grades.

18% of active listings have cut their price and homes are taking about 33 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is below average, behind most peers (the 37th percentile). For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +0.3% year over year while inventory is +14.8%, which places Delaware County in the ↘ Dilution quadrant of the regional matrix. List prices sit +9.5% versus the ZHVI value index; against peers that gap is above average, ahead of 79% of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $369,033 home runs about 23.7% of a local paycheck. That is near the bottom of the region, behind 90% of peers, so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 70% proficiency across reading and math (enrollment-weighted across every district), and 32% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 95% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.15% of value, roughly $4,234 a year on a typical home. Against peers that is below average, behind most peers (the 24th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.8% (BLS, latest month), and the job base is +0.5% year over year; typical worker earnings run $48,012. On economic vitality that is above average, ahead of 70% of peers, which lifts both grades.

19% of active listings have cut their price and homes are taking about 30 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is below average, behind most peers (the 28th percentile). For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +1.7% year over year while inventory is +14.0%, which places Fairfield County in the ↘ Dilution quadrant of the regional matrix. List prices sit +11.1% versus the ZHVI value index; against peers that gap is above average, ahead of 75% of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $240,220 home runs about 22.4% of a local paycheck. That is near the bottom of the region, behind 84% of peers, so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 69% proficiency across reading and math (enrollment-weighted across every district), and 14% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 93% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 0.96% of value, roughly $2,312 a year on a typical home. Against peers that is middle of the pack, around the 42th percentile of peers, so the tax bill is neutral to affordability for an owner-occupant.

Unemployment is 3.2% (BLS, latest month), and the job base is +2.8% year over year; typical worker earnings run $39,426. On economic vitality that is top-tier, ahead of 83% of the 505-county peer set, which lifts both grades.

23% of active listings have cut their price and homes are taking about 36 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 90% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +2.4% year over year while inventory is +26.4%, which places Fayette County in the ↘ Dilution quadrant of the regional matrix. List prices sit -0.1% versus the ZHVI value index; against peers that gap is top-tier, ahead of 93% of the 505-county peer set. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $300,703 home runs about 22.8% of a local paycheck. That is near the bottom of the region, behind 87% of peers, so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 58% proficiency across reading and math (enrollment-weighted across every district), and 42% of adults hold a bachelor's degree or higher. On the combined education signal that is above average, ahead of 76% of peers, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.55% of value, roughly $4,651 a year on a typical home. Against peers that is near the bottom of the region, behind 95% of peers, so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.9% (BLS, latest month), and the job base is +0.5% year over year; typical worker earnings run $45,288. On economic vitality that is above average, ahead of 67% of peers, which lifts both grades.

19% of active listings have cut their price and homes are taking about 33 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is below average, behind most peers (the 28th percentile). For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +0.1% year over year while inventory is +10.2%, which places Franklin County in the ↘ Dilution quadrant of the regional matrix. List prices sit +6.1% versus the ZHVI value index; against peers that gap is top-tier, ahead of 84% of the 505-county peer set. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $284,602 home runs about 26.0% of a local paycheck. That is near the bottom of the region, behind 96% of peers, so affordability weighs on the grade. With wages stretched this thin, price gains from here are capped until incomes or rates move.

County schools average 70% proficiency across reading and math (enrollment-weighted across every district), and 14% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 95% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.01% of value, roughly $2,887 a year on a typical home. Against peers that is below average, behind most peers (the 36th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 3.6% (BLS, latest month), and the job base is +0.5% year over year; typical worker earnings run $38,111. On economic vitality that is middle of the pack, around the 58th percentile of peers, which is neutral to both grades.

32% of active listings have cut their price and homes are taking about 46 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 99% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +5.0% year over year while inventory is +64.2%, which places Hocking County in the ↗ Expansion quadrant of the regional matrix. List prices sit +84.5% versus the ZHVI value index; against peers that gap is near the bottom of the region, behind 94% of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $289,214 home runs about 21.9% of a local paycheck. That is below average, behind most peers (the 22th percentile), so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 70% proficiency across reading and math (enrollment-weighted across every district), and 24% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 95% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.07% of value, roughly $3,107 a year on a typical home. Against peers that is below average, behind most peers (the 30th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.8% (BLS, latest month), and the job base is +1.5% year over year; typical worker earnings run $40,571. On economic vitality that is above average, ahead of 79% of peers, which lifts both grades.

19% of active listings have cut their price and homes are taking about 33 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is below average, behind most peers (the 25th percentile). For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +5.7% year over year while inventory is -14.4%, which places Knox County in the ↖ Scarcity quadrant of the regional matrix. List prices sit +31.3% versus the ZHVI value index; against peers that gap is below average, behind most peers (the 35th percentile). A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $341,197 home runs about 23.6% of a local paycheck. That is near the bottom of the region, behind 90% of peers, so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 67% proficiency across reading and math (enrollment-weighted across every district), and 29% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 91% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.26% of value, roughly $4,287 a year on a typical home. Against peers that is near the bottom of the region, behind 82% of peers, so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.9% (BLS, latest month), and the job base is +0.6% year over year; typical worker earnings run $46,457. On economic vitality that is above average, ahead of 69% of peers, which lifts both grades.

19% of active listings have cut their price and homes are taking about 39 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is below average, behind most peers (the 25th percentile). For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +3.5% year over year while inventory is -11.8%, which places Licking County in the ↖ Scarcity quadrant of the regional matrix. List prices sit +22.3% versus the ZHVI value index; against peers that gap is middle of the pack, around the 52th percentile of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $255,179 home runs about 20.7% of a local paycheck. That is below average, behind most peers (the 35th percentile), so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 68% proficiency across reading and math (enrollment-weighted across every district), and 18% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 92% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.05% of value, roughly $2,668 a year on a typical home. Against peers that is below average, behind most peers (the 33th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.9% (BLS, latest month), and the job base is +0.6% year over year; typical worker earnings run $42,611. On economic vitality that is above average, ahead of 70% of peers, which lifts both grades.

22% of active listings have cut their price and homes are taking about 50 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 86% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +4.2% year over year while inventory is +40.2%, which places Logan County in the ↗ Expansion quadrant of the regional matrix. List prices sit +5.8% versus the ZHVI value index; against peers that gap is top-tier, ahead of 85% of the 505-county peer set. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $320,679 home runs about 21.6% of a local paycheck. That is below average, behind most peers (the 25th percentile), so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 70% proficiency across reading and math (enrollment-weighted across every district), and 22% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 94% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.05% of value, roughly $3,377 a year on a typical home. Against peers that is below average, behind most peers (the 32th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.6% (BLS, latest month), and the job base is +0.8% year over year; typical worker earnings run $45,993. On economic vitality that is above average, ahead of 76% of peers, which lifts both grades.

22% of active listings have cut their price and homes are taking about 39 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 88% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +1.5% year over year while inventory is +3.6%, which places Madison County in the ↙ Stagnation quadrant of the regional matrix. List prices sit +22.4% versus the ZHVI value index; against peers that gap is middle of the pack, around the 52th percentile of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $183,036 home runs about 17.9% of a local paycheck. That is above average, ahead of 64% of peers, so affordability helps the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 48% proficiency across reading and math (enrollment-weighted across every district), and 14% of adults hold a bachelor's degree or higher. On the combined education signal that is middle of the pack, around the 45th percentile of peers, which is neutral to the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 0.98% of value, roughly $1,793 a year on a typical home. Against peers that is below average, behind most peers (the 39th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 3.2% (BLS, latest month), and the job base is -0.3% year over year; typical worker earnings run $37,641. On economic vitality that is middle of the pack, around the 55th percentile of peers, which is neutral to both grades.

23% of active listings have cut their price and homes are taking about 43 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 89% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +7.3% year over year while inventory is +32.5%, which places Marion County in the ↗ Expansion quadrant of the regional matrix. List prices sit +4.9% versus the ZHVI value index; against peers that gap is top-tier, ahead of 87% of the 505-county peer set. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $280,149 home runs about 22.1% of a local paycheck. That is below average, behind most peers (the 20th percentile), so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 60% proficiency across reading and math (enrollment-weighted across every district), and 18% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 80% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.10% of value, roughly $3,081 a year on a typical home. Against peers that is below average, behind most peers (the 28th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 3.1% (BLS, latest month), and the job base is +0.7% year over year; typical worker earnings run $41,545. On economic vitality that is above average, ahead of 69% of peers, which lifts both grades.

26% of active listings have cut their price and homes are taking about 36 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 95% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +2.9% year over year while inventory is -4.1%, which places Morrow County in the ↖ Scarcity quadrant of the regional matrix. List prices sit +71.3% versus the ZHVI value index; against peers that gap is near the bottom of the region, behind 90% of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $223,355 home runs about 19.3% of a local paycheck. That is middle of the pack, around the 50th percentile of peers, so affordability is neutral to the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 63% proficiency across reading and math (enrollment-weighted across every district), and 15% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 84% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 0.93% of value, roughly $2,074 a year on a typical home. Against peers that is middle of the pack, around the 45th percentile of peers, so the tax bill is neutral to affordability for an owner-occupant.

Unemployment is 3.5% (BLS, latest month), and the job base is +0.6% year over year; typical worker earnings run $41,151. On economic vitality that is middle of the pack, around the 60th percentile of peers, which is neutral to both grades.

30% of active listings have cut their price and homes are taking about 37 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 98% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running -0.3% year over year while inventory is -3.0%, which places Perry County in the ↙ Stagnation quadrant of the regional matrix. List prices sit +35.4% versus the ZHVI value index; against peers that gap is below average, behind most peers (the 31th percentile). A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $332,168 home runs about 25.5% of a local paycheck. That is near the bottom of the region, behind 95% of peers, so affordability weighs on the grade. With wages stretched this thin, price gains from here are capped until incomes or rates move.

County schools average 70% proficiency across reading and math (enrollment-weighted across every district), and 21% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 95% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.03% of value, roughly $3,436 a year on a typical home. Against peers that is below average, behind most peers (the 34th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 3.0% (BLS, latest month), and the job base is +0.8% year over year; typical worker earnings run $45,037. On economic vitality that is above average, ahead of 71% of peers, which lifts both grades.

21% of active listings have cut their price and homes are taking about 45 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 82% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +3.8% year over year while inventory is +6.0%, which places Pickaway County in the ↖ Scarcity quadrant of the regional matrix. List prices sit +17.4% versus the ZHVI value index; against peers that gap is above average, ahead of 63% of peers. A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $206,234 home runs about 19.3% of a local paycheck. That is middle of the pack, around the 50th percentile of peers, so affordability is neutral to the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 58% proficiency across reading and math (enrollment-weighted across every district), and 17% of adults hold a bachelor's degree or higher. On the combined education signal that is above average, ahead of 75% of peers, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 0.99% of value, roughly $2,052 a year on a typical home. Against peers that is below average, behind most peers (the 38th percentile), so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 4.0% (BLS, latest month), and the job base is -1.7% year over year; typical worker earnings run $40,787. On economic vitality that is below average, behind most peers (the 31th percentile), which drags both grades.

17% of active listings have cut their price and homes are taking about 38 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is middle of the pack, around the 42th percentile of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +2.8% year over year while inventory is -15.4%, which places Ross County in the ↖ Scarcity quadrant of the regional matrix. List prices sit +35.3% versus the ZHVI value index; against peers that gap is below average, behind most peers (the 31th percentile). A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.

At a 6.44% 30-year mortgage, the monthly payment on a typical $412,839 home runs about 21.1% of a local paycheck. That is below average, behind most peers (the 30th percentile), so affordability weighs on the grade. There is genuine headroom for local incomes to absorb higher prices.

County schools average 77% proficiency across reading and math (enrollment-weighted across every district), and 39% of adults hold a bachelor's degree or higher. On the combined education signal that is top-tier, ahead of 99% of the 505-county peer set, which lifts the resident grade. School data reflects the latest reliable state testing (around 2018); county figures are enrollment-weighted, so a large urban district can pull the average down even where strong suburban districts exist.

The effective property-tax rate here is about 1.25% of value, roughly $5,180 a year on a typical home. Against peers that is near the bottom of the region, behind 82% of peers, so the tax bill weighs on affordability for an owner-occupant.

Unemployment is 2.4% (BLS, latest month), and the job base is +0.7% year over year; typical worker earnings run $55,678. On economic vitality that is above average, ahead of 79% of peers, which lifts both grades.

27% of active listings have cut their price and homes are taking about 37 days to go under contract. Fewer cuts mean sellers hold pricing power; more cuts hand leverage to buyers. For an investor this market is near the bottom of the region, behind 96% of peers. For someone buying a home, the same softness is good news: more room to negotiate.

Prices are running +1.2% year over year while inventory is +14.3%, which places Union County in the ↘ Dilution quadrant of the regional matrix. List prices sit +40.5% versus the ZHVI value index; against peers that gap is below average, behind most peers (the 26th percentile). A wide positive gap flags appraisal risk for investors, but in a desirable or lifestyle market it often just reflects what buyers will pay to be here.